Toronto Personal Injury & LTD Lawyer

Howie, Sacks and Henry LLP

Toronto Personal Injury & LTD Lawyer

Brad Moscato is a partner at Howie, Sacks & Henry LLP and one of Toronto’s most recognized lawyers in the fields of serious personal injury, motorcycle accidents, wrongful death and long-term disability litigation. Endorsed by Lexpert as its Most Frequently Recommended Lawyer for Long-Term Disability in Canada, Brad is a dedicated advocate for individuals whose insurers have cut off, delayed, or denied the disability benefits they depend on.

Called to the Ontario Bar: 2004

Brad’s practice is devoted to short- and long-term disability benefit disputes, motor vehicle accident claims, fatal accident claims, and occupiers’ liability cases. His disability work encompasses the full range of benefit disputes – from initial denials and cut-offs by group benefits insurers to complex litigation involving chronic pain, mental health conditions, PTSD, and long COVID. Brad brings the same structured, evidence-driven approach to every file: understand the medical reality, know the policy language, and fight relentlessly for the outcome his clients need.

Many of Brad’s clients come through referrals from people he has already represented – a testament to the loyalty and trust he builds through genuine dedication to their health and well-being. Clients describe him as smart, compassionate, practical, and results-oriented. Medical and legal professionals across Ontario refer their patients and clients to Brad when they need a disability or personal injury lawyer who will get results while treating them with respect throughout the process.

Ontario’s Most Frequently Recommended LTD Lawyer

Brad’s recognition in the Lexpert Directory as the Most Frequently Recommended Lawyer for Long Term Disability reflects a level of peer endorsement that is difficult to attain and even more difficult to sustain. He is also Repeatedly Recommended by Lexpert in the Personal Injury category, listed in Best Lawyers® in Canada, and certified by the Law Society of Ontario as a Specialist in Civil Litigation. These designations are earned through consistent results over a sustained period – not marketing, but performance.

Brad is a prolific contributor to legal education in the disability and personal injury fields. He has chaired, co-chaired, and spoken at conferences and seminars organized by the Ontario Trial Lawyers Association, the Ontario Bar Association, the Canadian Bar Association, the Ontario Psychological Association, the Canadian Institute, and the Advocates’ Society. He has addressed audiences on topics including LTD litigation strategy, examination for discovery of insurance adjusters, the medicine behind disability law, Long COVID claims, and employment law issues that intersect with disability benefits.

Former Chair of the OTLA Long Term Disability Section

From 2015 to 2018, Brad served as Chair of the Ontario Trial Lawyers Association’s Long Term Disability Section – the most senior leadership role in Ontario’s plaintiff-side LTD bar. In that capacity, he helped shape advocacy, education, and professional standards for disability lawyers across the province. His involvement in OTLA, the Advocates’ Society, the Ontario Bar Association, and the Canadian Bar Association reflects a long-standing commitment to advancing both the law and the rights of those it protects.

Brad has also been a vocal media voice on disability law issues, appearing on CHCH Morning Live to discuss PTSD and military benefits, and publishing in The Lawyer’s Daily and Canadian Lawyer on long-term disability trends including the growing wave of Long COVID claims.

Notable Results (Past results are not predictive of future outcomes)

• $3.0 Million – Pedestrian sustained brain injury after being struck by an A-Frame sign on a windy day

Brad Handles Claims and Injuries Resulting From:

• Long-Term Disability Benefit Denials and Cut-offs
• Short-Term Disability Benefit Disputes
• Chronic Pain and Fatigue Disability Claims
• Mental Health and Psychiatric Disability Claims
• PTSD Disability Claims – including Veterans and First Responders
• Long COVID Disability Claims
• Motor Vehicle Accidents – Car, Truck and Motorcycle Collisions
• Fatal Accidents and Wrongful Death Claims
• Occupiers’ Liability – Slip and Fall and Premises Claims
• Brain Injury Claims
• Catastrophic and Serious Injury Claims

Education

• Called to the Ontario Bar: 2004
• LLB – Osgoode Hall Law School, York University (2004)
• BA, Political Science (Honours) – Brock University (2000)
• Journalism – Niagara College (1998)

Professional Memberships and Activities

• Ontario Trial Lawyers Association – Chair, Long Term Disability Section (2015–2018)
• Ontario Trial Lawyers Association – Member
• Ontario Bar Association
• Canadian Bar Association
• The Advocates’ Society
• Toronto Lawyers Association

Awards & Recognitions

• Lexpert® Directory – Most Frequently Recommended Lawyer for Long Term Disability
• Lexpert® Directory – Repeatedly Recommended in Personal Injury Law
• Lexpert® Ranked Lawyer – 2026
• Best Lawyers® in Canada – Personal Injury Category
• Certified Specialist in Civil Litigation – Law Society of Ontario
• Canada’s Best Law Firms – Personal Injury (Howie, Sacks & Henry LLP, Canadian Lawyer Magazine, since 2011)

Community Involvement

• Mood Disorder Association of Ontario
• Brain Injury Society of Toronto (BIST)

Free Consultation – Contact Brad Moscato

If your disability benefits have been denied or cut off, or if you have been seriously injured anywhere in Ontario, Brad Moscato and the team at Howie, Sacks & Henry LLP are available 24/7 for a free, no-obligation consultation. There is no fee unless your case is successfully resolved.

Call: 877-771-7006  |  Direct: 416-646-7655

Email: bmoscato@hshlawyers.com

Website: hshlawyers.com

Acts on Contingency Fee Basis – No Upfront Payment.

Home, Hospital and Rehab Centre Visits available upon request.